Credit Cards Muenster State Bank

We make it easy to choose the credit card that is right for you, with two cards to choose from: World and Preferred Points Card or our Low Rate Card.

World and Preferred Points Card

No annual fee.
Low introductory interest rate for the first six months*
Competitive ongoing annual percentage rate (APR)*.
APR* for purchases and cash advances is the same. We do not charge a higher interest rate for cash advances.
25-day interest free grace period on all purchases. No grace period on cash advances.
24-hour toll-free live customer assistance is available by calling 800-367-7576.
Online account information available 24/7 at cardaccount.net.
Use your World and Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
Easily view or redeem rewards points at mypreferredpoints.com or call 866-678-5191.
Rental car collision damage waiver protection.

No annual fee.
Low introductory interest rate for the first six months*
Competitive ongoing annual percentage rate (APR)*.
APR* for purchases and cash advances is the same. We do not charge a higher interest rate for cash advances.
25-day interest free grace period on all purchases. No grace period on cash advances.
24-hour tool-free live customer assistance is available by calling 800-367-7576.
Online account information available 24/7 at cardaccount.net.
Rental car collision damage waiver protection.

We make it easy to choose the credit card that is right for you, with two cards to choose from: Preferred Points Card or our Standard Card.

Low annual fee of $49 per account.
Competitive ongoing annual percentage rate (APR)*.
APR* for purchases and cash advances is the same. We do not charge a higher interest rate for cash advances.
25-day interest free grace period on all purchases. No grace period on cash advances.
Individual and summary billing options.
24-hour toll-free live customer assistance is available by calling 800-367-7576.
Online account information available 24/7 at cardaccount.net.
Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
Easily view or redeem rewards points at mypreferredpoints.com or call 866-678-5191.
Rental car collision damage waiver protection.

No annual fee.
Competitive ongoing annual percentage rate (APR)*.
APR* for purchases and cash advances is the same. We do not charge a higher interest rate for cash advances.
25-day interest free grace period on all purchases. No grace period on cash advances.
Individual and summary billing options.
24-hour tool-free live customer assistance is available by calling 800-367-7576.
Online account information available 24/7 at cardaccount.net.
Rental car collision damage waiver protection.